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First Time Homebuyers

For First Time Homebuyers

The home-buying process doesn't need to be scary. The National Association of Realtors®' step-by-step guide will walk you through the process and answer your questions on what you should expect from your REALTOR®, where to look for loans, and what to watch out for when closing the deal.

The National Association of REALTORS®' 10 Steps to Home Ownership

Home buying Guides

Even before you begin looking for a home, the home buying process requires diligent preparation. Buyers who have been pre-approved for a home loan often have their offers taken more seriously by sellers. With advance preparation, you can tackle the process of acquiring the financing you need with more confidence. To help you on the path to homeownership, the Fannie Mae Foundation offers free step-by-step guides that can help you get closer to achieving your dream:
  • Knowing and Understanding Your Credit
  • Opening the Door to a Home of Your Own
  • Choosing the Mortgage that's Right for You
  • Borrowing Basics: What You Don't Know Can Hurt You
These authoritative home buying guides (in PDF format) are available in nine languages, including English, Chinese, Haitian-Creole, Korean, Polish, Portuguese, Russian, Spanish and Vietnamese. You can download a guide or order a print version online from www.HomeBuyingGuide.org, a Web site run by the Fannie Mae Foundation.

The Fannie Mae Foundation is a private, non profit organization devoted to affordable housing and the revitalization of communities. The foundation has provided free, step-by-step home buying information to more than nine million people.


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West Contra Costa Association of REALTORS ®
423 46th Street
Richmond, CA 94805-2301
T(510) 233-1152
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